Pay for today.
Plan for tomorrow.
Building a financial safety net starts by taking control of your finances.
Elastic gives you tools to do just that.
Flexible Credit
When You Need It
$500 to $4,500*
as soon as tomorrow.1
What makes us different?
Simple Pricing,
No Hidden Fees
Elastic offers simple pricing without any hidden fees or prepayment penalty. With each Cash Advance, you pay a 10% Cash Advance Fee. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply.2
Money as Soon
as Tomorrow
Elastic makes the process quick and easy. When you need the money, you can get it as soon as the next Business Day.1 Borrow what you need up to your Credit Limit, when you need it.
Credit That Flexes
With You
Today, unexpected expenses may feel like they have the upper hand. But having access to Elastic and our budgeting tool puts you on the road to being in control of your finances.
1 Cash Advances requested by 5:00p.m. ET are typically made available to your bank the next Business Day if you elect to receive your Cash Advance by direct deposit, or mailed within 2 Business Days if you elect to receive your Cash Advance by a check in the mail. Consult with your bank for information on when funds will be available.
2 We will charge a 10% Cash Advance Fee for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply. See the Terms and Conditions for complete details.
Getting started is simple and secure
Apply Online
Get started by completing our easy and secure online application.
Get Approved
After you submit your application, receive a decision in minutes.
Access Your Money
If you are approved, you are ready to take your first Cash Advance!
Apply Online
Get started by completing our easy and secure online application.
Get Approved
After you submit your application, receive a decision in minutes.
Access Your Money
If you are approved, you are ready to take your first Cash Advance!
Customer Reviews
TrustScore 4.6 out of 5
Based on 3491 reviews on
TrustScore 4.6 | 3491 reviews
2 days ago
The app was easy to use and getting…
The app was easy to use and getting your money the next day is great
7 days ago
muy rápido me depositaron mi préstamo
muy rápido me depositaron mi préstamo
8 days ago
The experience was great
The experience was great. Easy to apply and get funds within 24 hours.
14 days ago
Great Service
Great Service
19 days ago
The promptness
The promptness
Showing our 4 & 5 star reviews. If you would like to see all Elastic reviews click here.
* Credit limits may vary by state of residence. Minnesota residents have a minimum Cash Advance of $1350.
The Elastic line of credit is offered by Republic Bank & Trust Company. We will charge a 10% Cash Advance Fee for each Cash Advance you request. We will deduct the Cash Advance Fee from the amount of the Cash Advance you request, and deliver only the Elastic Cash amount to you. You are required to repay a portion of your Balance each Billing Cycle, and if you have a Carried Balance of greater than $10, a Carried Balance Fee of $5 - $350 will apply. Consult the Terms and Conditions for complete details. Elastic is an expensive form of credit and should not be used as a long-term solution.
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